If you’re planning a trip to Sweden on a visit visa, one of the most important steps before applying is purchasing valid travel insurance. This is not just a recommendation—it’s a mandatory requirement by the Swedish government for Schengen visa applicants.
In this guide, we’ll explain:
- Why travel insurance is required for a Sweden visit visa
- What it must cover
- The best and most affordable travel insurance options in 2025
- How to choose the right policy
✅ Why Do You Need Travel Insurance for Sweden?
Sweden is part of the Schengen Area, which requires all visa applicants to show proof of travel medical insurance that meets the Schengen guidelines.
According to the Schengen Visa Code, your travel insurance must:
- Cover a minimum of €30,000 (approx. 330,000 SEK) in medical expenses
- Be valid in all Schengen countries, not just Sweden
- Cover the entire duration of your stay
- Include emergency medical treatment, hospitalization, and repatriation (return to home country)
Without valid insurance, your visa application will be rejected.
💸 Cheap and Best Travel Insurance Providers for Sweden Visit Visa (2025)
Here are the top-rated, affordable providers that are Schengen visa-compliant and widely accepted by Swedish consulates:
1. SafetyWing
- Price: Starts at around €42/month
- Pros: Great for long stays, automatic renewal, covers COVID-19
- Ideal for: Visitors staying over 1 month or multiple Schengen countries
- Website
2. AXA Schengen
- Price: From €22 for 1 week
- Pros: One of the most trusted insurers by EU embassies, easy online purchase
- Visa Acceptance: Guaranteed acceptance by Swedish Embassy
- Website
3. Allianz Travel
- Price: From €20–€50 depending on duration
- Pros: Global brand, solid claim support
- Cons: Slightly more expensive than AXA
- Website
4. Europe Assistance
- Price: Around €30–€60 for a 2-week trip
- Pros: Quick confirmation, Schengen-compliant
- Extra Benefit: Covers adventure sports and other travel disruptions
- Website
5. MondialCare
- Price: Around €25 for 15 days
- Pros: Budget-friendly, instant certificate
- Visa Approval Rate: Very high
- Website
🔍 How to Choose the Right Travel Insurance for Sweden
Before you choose, make sure the policy:
- Covers at least €30,000 in medical expenses
- Includes emergency repatriation
- Is valid in Sweden and other Schengen countries
- Gives you an instant insurance certificate (PDF) for visa submission
- Offers 24/7 customer support in case of emergencies
Bonus tip: Some insurers offer full refunds if your visa is denied—make sure to check their cancellation policy!
📝 Required Documents for Swedish Visit Visa Application
When submitting your visa application, include:
- Your insurance policy certificate (PDF)
- Insurance company name & contact details
- Policy number & coverage dates
- Coverage amount clearly shown
✈️ Final Thoughts
Getting the right travel insurance is essential for both visa approval and peace of mind during your trip to Sweden. Whether you’re visiting family, exploring Nordic nature, or enjoying Swedish cities like Stockholm or Gothenburg, make sure you’re protected.
You don’t need to spend a fortune—providers like AXA Schengen, SafetyWing, and MondialCare offer budget-friendly policies with excellent coverage.
❓ FAQ: Travel Insurance for Sweden Visit Visa
Q: Is travel insurance mandatory for a Sweden visit visa?
A: Yes, Schengen visa rules require travel insurance covering at least €30,000 in medical expenses.
Q: Can I buy travel insurance online for Sweden visa?
A: Absolutely. Providers like AXA and SafetyWing offer instant online certificates approved by embassies.
Q: What if my visa is denied? Will I get a refund?
A: Many providers offer full refunds if your visa is rejected. Check their cancellation policy before purchase.
Q: How long should the insurance be valid for?
A: The insurance must cover your entire stay in the Schengen Area.